Someone working through a claim—or preparing a defensible record—who needs details, supporting proof, replacement costs, and several ways to export or share the result.
Why a structured, AI-assisted inventory beats a free spreadsheet or video walkthrough when filing a claim
A free app, spreadsheet, or video is useful when the goal is simply to start a record. A paid, structured workflow earns its place when you need to find missing documentation, research replacement costs, and hand an adjuster organized evidence.
Public product information reviewed September 12, 2026.Side-by-side
Choose for the job you need to do
| What to compare | HomeContentsListPro | the free NAIC home inventory app |
|---|---|---|
| Cost | Single Home starts at $20/month with annual billing; 7-day trial, no card required. | The NAIC home inventory app is free. |
| Basic capture | Room-by-room records with photos, quantities, receipts, purchase details, and spreadsheet import. | The NAIC app supports rooms or categories, photos, descriptions, barcode scanning, and export. |
| Replacement costs | AI-assisted replacement-cost research with sources for you to review. | Free spreadsheets and walkthrough videos generally leave price research and source tracking to you. |
| Documentation gaps | Shows which records still need photos, costs, or purchase details. | A basic list or video can preserve evidence without showing which claim details are still missing. |
| Claim handoff | Reports, spreadsheets, photo packages, backups, and read-only links keep item details and proof together. | Export availability varies by free tool; a spreadsheet or video may require manual cleanup before an adjuster can use it. |
Someone who wants a no-cost, mobile record of rooms, photos, barcodes, descriptions, and basic exports.
Review the workflow yourself
Start with one room. Keep the trial only if it helps.
Seven days free, no credit card required.